Championing Financial Inclusion & Rural Empowerment Across Northeast India
Welcome! I¾m Mr. Aswini Saikia a highly experienced finance and banking professional with over 23 years of progressive leadership across the financial inclusion and rural banking sectors in Northeast India. A graduate in Arts (B.A.) from Gauhati University, I played a pivotal role in advancing access to finance for underserved communities across Assam, Meghalaya, Tripura, Arunachal Pradesh, and Sikkim.
I began MY career in 2001 with RGVN Microfinance as a Field Supervisor in Barpeta and steadily rose through key managerial positions, including Branch Manager, Area Manager, and ultimately as Zonal Head for Northeast Small Finance Bank Ltd., overseeing operations in North Lakhimpur and Arunachal Pradesh.
Throughout his career, Mr. Saikia has demonstrated expertise in:
- Branch operations and network expansion Delinquency and audit
- management Capacity building and staff development
- Livelihood finance and business development strategy
I also held leadership responsibilities at Gyanarun Society, promoted by RGVN, where he served as Senior Coordinator for Capacity Building and Planning, further amplifying his experience in social finance and rural enterprise development.
I have undergone a formal training in a wide range of disciplines, including:
- Financial Literacy and Basic Banking (IIBM, MicroSave)
- MSME Development (RBI Guwahati) Livelihood Promotion (Sa-Dhan)
- Audit, Code of Conduct, and Financial Analysis (NEDFi s IBF)
- Swarnajayanti Gram Swarozgar Yojana (IIE)
- Mahatma Gandhi National Rural Employment Guarantee Act (MNREGA)
My professional development has been enriched by participation in national-level seminars and practical exposure visits, such as his training with Bandhan and regional project surveys in Sikkim.
Mr. Saikia他s strategic insights into finance operations, compliance, grassroots outreach, and rural banking innovation make him an invaluable asset to Lhoyu International Finance Private Limited. My leadership will be instrumental in scaling inclusive credit systems, improving risk frameworks, and aligning fintech-enabled services with community empowerment goals.